This Blog found birth in my passion for personal finance. I am a former banker and trader but my posts are never related to my professional and confidential situations or linked to my employer in any way. This distinction must remain clear. My beliefs and the financial strategies discussed on this site are not to be used without proper financial analysis of your personal situation. I strongly suggest you seek help of a financial advisor or, even better, a Certified Financial Planner in order to assist you in any financial planning. I am not selling or advising to buy any financial products. I am just blogging about one of my favourite subjects. You may analyse my opinions and determine if they suit you or not. I hope that your personal finance path to your goals will be covered with success and profit. Enjoy your reading.